Kalyan C Gottipati
( Citizens Finance Group )
Kalyan Gottipati is a Vice President and Principal Enterprise Architect at Citizens Bank, USA, with over 17 years of experience in digital banking, cloud computing, fintech architecture, and cybersecurity. He is the inventor of several U.S. patents, including the Dynamic UI Framework and Unified Lending Platform, which have modernized digital lending systems. A recognized thought leader, Kalyan serves on editorial boards and has published widely in IEEE, Forbes, and Economic Times. He is a Senior Member of IEEE, Fellow IETE, and a member of the Forbes Technology Council.